Synchrony Financing Available
Get the Comfort You Need Today.
Pay Over Time.
Advantage HVAC, Plumbing, and Electrical partners with Synchrony Financial to offer flexible, budget-friendly financing for every project — from emergency repairs to full system replacements. Apply in minutes. Decision in 60 seconds.
Financing Built Around Your Budget
Three options. One application. Choose the plan that fits your situation.
💰 “Same-As-Cash” Advantage
No interest if your balance is paid in full within the promotional period. Perfect for emergency repairs and smaller upgrades you plan to pay off quickly.
- Promotional periods: 6, 12, or 18 months
- Minimum monthly payments required
- 79% of customers pay zero interest
- Decision in 60 seconds
Interest will be charged from the purchase date if the promotional balance is not paid in full within the promotional period.
⚡ Zero-Interest Equal Pay
The smartest way to invest in a new, high-efficiency HVAC system. Your total is divided into equal monthly payments — and you pay absolutely 0% interest for the entire term.
- 0% interest for the full promotional term
- Equal, predictable monthly payments
- Terms up to 36 months available
- Best for HVAC replacements & upgrades
Subject to credit approval. Ask your Advantage technician about current promotional terms.
🏠 Low-Payment Extended Terms
Ideal for whole-home generators, full repipes, and electrical panel upgrades. Lock in a reduced interest rate with a fixed monthly payment that never changes.
- Reduced, fixed interest rate
- Terms up to 60 months available
- Fixed payment — never changes
- No pre-payment penalty
Subject to credit approval. Ask your Advantage technician about current promotional terms.
Apply in Minutes. Get a Decision Fast.
The Synchrony application is simple, secure, and takes just a few minutes to complete on your phone or computer.
Common Questions About Financing
“I don’t want to pay interest.”
With our Zero-Interest Equal Pay option, you pay absolutely 0% interest for the full promotional term. With our Same-As-Cash option, 79% of customers pay off their balance within the promotional period and pay zero interest.
“I was planning to use my regular credit card.”
Using dedicated financing keeps your regular credit cards clear for everyday expenses and emergencies. Our promotional rates are often significantly lower than standard credit card interest rates.
“I don’t want to fill out a long application.”
The application takes just a few minutes to complete on your own phone. You’ll typically receive a credit decision in 60 seconds or less — no waiting, no paperwork.
“I’m not sure I’ll qualify.”
We encourage everyone to apply. If you aren’t approved initially, adding a co-applicant often helps. Our team will work with you to find a solution that gets the job done.
Ready to Get Started?
Call us or apply online. We’ll walk you through the options and get your project scheduled.
Subject to credit approval. Financing provided by Synchrony Bank. Promotional financing offers subject to change. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within the promotional period. Minimum monthly payments required. © 2025 Synchrony Bank.