Synchrony Financing Available
Get the Comfort You Need Today.
Pay Over Time.
Advantage HVAC, Plumbing, and Electrical partners with Synchrony Financial to offer flexible, budget-friendly financing for every project — from emergency repairs to full system replacements. Apply in minutes. Decision in 60 seconds.
Financing Built Around Your Budget
Five plans. One application. Choose the plan that fits your situation.
💰 No Interest If Paid in Full
Pay no interest when your balance is paid in full within the promotional period. A good fit for repairs and upgrades you plan to pay off quickly.
Minimum monthly payments required. Interest will be charged from the purchase date if the promotional balance is not paid in full within the promotional period.
⚡ 0% Interest, Equal Payments
The smartest way to invest in a new, high-efficiency HVAC system. Your total is split into equal monthly payments with 0% interest for the full term.
Subject to credit approval.
🏠 Low APR Until Paid in Full
Ideal for whole-home generators, full repipes, and electrical panel upgrades. One low APR for the life of the balance.
Subject to credit approval.
Apply in Minutes. Get a Decision Fast.
The Synchrony application is simple, secure, and takes just a few minutes to complete on your phone or computer.
Common Questions About Financing
“I don’t want to pay interest.”
With our 25-month Equal Payments plan, you pay 0% interest for the full 25 months. With our 6- and 18-month No Interest If Paid in Full plans, 79% of customers pay off their balance within the promotional period and pay zero interest.
“I was planning to use my regular credit card.”
Using dedicated financing keeps your regular credit cards clear for everyday expenses and emergencies. Our promotional rates are often significantly lower than standard credit card interest rates.
“I don’t want to fill out a long application.”
The application takes just a few minutes to complete on your own phone. You’ll typically receive a credit decision in 60 seconds or less — no waiting, no paperwork.
“I’m not sure I’ll qualify.”
We encourage everyone to apply. If you aren’t approved initially, adding a co-applicant often helps. Our team will work with you to find a solution that gets the job done.
Ready to Get Started?
Call us or apply online. We’ll walk you through the options and get your project scheduled.
Subject to credit approval. Financing provided by Synchrony Bank. Promotional financing offers subject to change. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within the promotional period. Minimum monthly payments required. © 2025 Synchrony Bank.